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Using credit
Borrowing money is easy. It’s making the repayments that can sometimes be difficult. In this section you will find out about some of the pitfalls of using credit as well as ideas for managing your credit wisely and dealing with financial stress.
Transfer of consumer credit regulation to the Commonwealth
In 2010 the Australian Securities and Investments Commission (ASIC) will take over responsibility for the regulation of consumer credit and finance broking. For more information and updates on the transfer, please visit the Australian Securities and Investments Commission website.
Dealing with financial stress
Using credit carefully
Problems with repayments
Interest free deals
Credit and debit cards
Credit fees and charges
Credit contracts
Mortgages
Going guarantor or co-borrower
Credit Accounting Consultancy Trust Fund
Credit Laws